Terms and Conditions

These Terms and Conditions ("Terms") govern your use of the Nivesh Mangal Investment Services website ("Website") and all services provided by Nivesh Mangal ("Company"). By accessing or using our Website and services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Website or services.

1. Acceptance of Terms: By using our Website and services, you agree to comply with and be legally bound by these Terms, whether or not you become a registered user of the services.


2. Investment Services: Nivesh Mangal provides investment services including but not limited to Fixed Deposits (FD), Bonds, and Mutual Funds. We do not provide any guarantee or assurance regarding the performance or returns on investments.


3. Eligibility: You must be at least 18 years old to use our services. By using our Website and services, you warrant that you are at least 18 years old and have the legal capacity to enter into this agreement.


4. Registration: In order to access certain features of our services, you may be required to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. You are solely responsible for maintaining the confidentiality of your account and password and for restricting access to your computer.


5. Investment Risks: All investments involve risks, and past performance is not indicative of future results. You acknowledge and agree that you are solely responsible for determining the suitability of investments and for assessing the risks associated with such investments.


6. No Financial Advice: The information provided on our Website is for informational purposes only and should not be construed as financial, investment, or legal advice. You should consult with a qualified professional before making any investment decisions.


7. Fees and Charges: Nivesh Mangal may charge fees for certain services. You agree to pay all fees and charges incurred through your account, including applicable taxes.


8. Intellectual Property: All content on our Website, including text, graphics, logos, images, and software, is the property of Nivesh Mangal and is protected by intellectual property laws. You may not use, reproduce, modify, or distribute any content from our Website without our prior written consent.


9. Privacy Policy: Our Privacy Policy governs the collection, use, and disclosure of your personal information. By using our Website and services, you consent to the collection, use, and disclosure of your personal information in accordance with our Privacy Policy.


10. Termination: We reserve the right to suspend or terminate your access to our Website and services at any time, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.


11. Governing Law: These Terms shall be governed by and construed in accordance with the laws of [Insert Jurisdiction]. Any dispute arising out of or related to these Terms shall be subject to the exclusive jurisdiction of the courts in [Insert Jurisdiction].


12. Changes to Terms: We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By using our Website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you have any questions about these Terms, please contact us at [Insert Contact Information].